Payment Options

We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.

Online Option

Bank Account

Bank Account

This is an electronic withdrawal from your bank account

Checking Account

Savings Account

Money Market Account

Payment Noted Same Day


Online Option

Credit, Debit or ATM card

Card Payment

Make your payment online

Credit or Debit Card

ATM Card (with a PULSE or STAR logo)

Visa®,MasterCard®, Discover®

E-check / paperless check

Max $1,000 per transaction

Payment Noted Same Day

$2.00 Fee

Online Option

Online Banking

Online Banking

Use your bank's online bill-pay services to set up a one-time payment

Checking account

Sign up at your bank's or credit union's website

Payee: PNM, PNM Electric, or Public Service Company of New Mexico

Fees Vary

Online Option

Pay By Digital Wallet

Digital Wallet

Pay your bill using the wallet on your phone.

Apple Pay

Google Pay


Uses Saved Payment Method

$2.00 Fee

Pay By Text

Pay By Text

Pay by simply responding to a text message from PNM PayByText.


Uses Saved Payment Method

Text Come 3 Days Before Your Bill is Due

Simply reply with the unique code to make your payment

$2.00 Fee

Automatic Payment

Auto Payment

PNM automatically withdraws your monthly payment from your bank account on the day it is due

Checking account

Savings account

No checks to write

No stamps to use

Works with Budget Billing


Paying my PNM bill by phone

Pay By Phone

Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.

Pay by Electronic Check

Pay by Credit Card

Pay by Debit or ATM Card

Very Secure System

$2.00 Fee

Paying my PNM bill in person

In Person

There are dozens of locations throughout our service area

Pay with Cash

Pay by Check

Western Union

PNM Payment Centers

Some Locations Open Late

Some Locations Open on Weekends

$1.00 Fee

Enrolling by Mail

Pay By Mail

Send your payment through the postal service.


Money Order

Send your payment to:
P.O. Box 27900
Albuquerque, NM 87125-7900

Cost of a Stamp

Please Note: A $15 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.