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Make a Payment Online

You have two options for making a payment online.

Important Notice: For security reasons, Western Union, the authorized payment processor for PNM, will no longer support visits from computers using Internet Explorer 6 or older. Please use the latest version of Internet Explorer or use a different browser to make your payment. Learn more.

Free From Checking or Savings

Make a payment directly from your checking, savings or money market account for free.

Click "Get Started" to log in to your account or register for the first time.

Credit, Debit or ATM card ($2.95 fee)

Make a payment up to $1,000 through Western Union Speedpay. Pay by:

  • Visa credit or check card
  • MasterCard®
  • Discover Card®
  • ATM card with PULSE® or STAR® logo
  • Electronic check

Please note: As of Sept. 30, 2016, we will no longer accept American Express®.

Speedpay charges a $2.95 fee for processing


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Find a payment method that works for you

We offer a variety of other ways to pay your bill. One is sure to be right for you. Learn more


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FAQs: Pay one-time online

  • Why is there a fee for credit or debit?
    • This is not a PNM fee. It is the fee charged to us in order to allow for electronic payments. Our current, state-approved rates do not allow us to include credit card or debit card processing fees in rates.more...
  • Will using a credit card result in automatic payments?
    • No. This is a one-time payment. You will have to return to the site next month if you want to pay online with a credit or debit card again.

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