Make a Payment Online

Need assistance paying your electric bill? PNM wants to help. Residential customers, with a past-due balance, can easily apply online for several payment assistance programs at one time by going to Just answer a few questions and we'll do the rest. Apply for help today. PNM has resumed disconnection of electricity  for residential customers who are past-due on their PNM bill.

Save your payment information for future use. No more having to look up your information and re-enter it every time you make a payment, which we know can be a hassle.

You have two options for making a payment online.

Free From Checking or Savings

Make a payment directly from your checking, savings or money market account for free.

Click "Get Started" to log in to your account or register.

Get Started

Credit, Debit or ATM card ($2.00 fee)

Make a payment up to $1,000 through KUBRA EZ-PAY*. Pay by:

  • Visa credit or check card
  • MasterCard®
  • Discover Card®
  • ATM card with PULSE® or STAR® logo
  • Electronic check

*A maximum of two (2) payments can be made in any 30-day period. PNM does not receive a portion of the fee.


Find a payment method that works for you

We offer a variety of other ways to pay your bill. One is sure to be right for you. Learn more

FAQs: Pay one-time online

  • Why is there a fee for credit or debit?
    • This is not a PNM fee. It is the fee charged to us in order to allow for electronic payments. Our current, state-approved rates do not allow us to include credit card or debit card processing fees in rates.more...
  • Will using a credit card result in automatic payments?
    • No. This is a one-time payment. You will have to return to the site next month if you want to pay online with a credit or debit card again.

View all FAQs >


Watch a video on how to save your payment information for future use.