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Cool Comfort Loan Program

A clean comfortable new choice. It's easier than ever to enjoy a cool and comfortable summer by converting your swamp cooler to refrigerated air conditioning. If you're thinking about converting, get low interest loans from participating banks, plus PNM rebates. 

A Cool Comfort Loan is easy


  • Refrigerated air conditioning increases the resale value of your home.
  • Enhances indoor air quality by reducing pollen, smoke and other particulates.
  • Provides comfort for you and your family.
  • Makes your home more secure because you can close and lock your windows.
  • Conserves a precious resource ¿ water.
    • An average evaporative (swamp) cooler uses approximately 700 more gallons of water per month than refrigerated air conditioning. That means savings of more than 2,800 gallons for the summer season (June ¿ September). This includes the water to generate the additional electricity use.
Air Conditioner vs. Evaporative Cooler Water Usage Table


See how your electricity bill may be affected

Still have questions?

Please email if you any questions about the Cool Comfort Loan Program.