Payment Options
Payment Options
We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.

Bank Account
This is a one-time electronic withdrawal from your bank account
- Checking Account
- Savings Account
- Money Market Account
- Payment Noted Same Day
- Free
Mobile App
Pay your bill in seconds using the PNM Mobile App.
- Bank Account (FREE)
- Credit or Debit Card*
- Apple Pay*
- Google Pay*
- Uses Saved Payment Method
* A $2.00 convenience fee will be added.

Auto Payment
PNM automatically withdraws your monthly payment from your bank account on the day it is due.
- Checking Account
- Savings account
- No checks to write
- No stamps to use
- Works with Budget Billing
- Free
Western Union
Locations include Smith's, Albertsons, Walgreens, Walmart and others.
- Pay with Cash
- Pay with a Debit Card
- Most Locations Open Late
- Most Locations Open on Weekends
- Free

Card Payment
Make your payment online
- Credit or Debit Card
- ATM Card (with a PULSE or STAR logo)
- Visa®,MasterCard®, Discover®
- E-check / paperless check
- Max $1,000 per transaction
- Payment Noted Same Day
- $2.00 Fee

Digital Wallet
Pay your bill using the wallet on your phone.
- Apple Pay
- Google Pay
- Uses KUBRA EZ-PAY®
- Uses Saved Payment Method
- $2.00 Fee

Pay By Text
Pay by simply responding to a text message from PNM PayByText.
- Uses KUBRA EZ-PAY®
- Uses Saved Payment Method
- Text Come 3 Days Before Your Bill is Due
- Simply reply with the unique code to make your payment
- $2.00 Fee

Pay By Phone
Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.
- Pay by Electronic Check
- Pay by Credit Card
- Pay by Debit or ATM Card
- Very Secure System
- $2.00 Fee

Online Banking
Use your bank's online bill-pay services to set up a one-time payment
- Checking Account
- Sign up at your bank's or credit union's website
- Payee: PNM, PNM Electric, or Public Service Company of New Mexico
- Fees Vary

PNM Payment Centers
Locations across the state
- Pay In Person
- Pay with Cash
- Pay by Check

Pay By Mail
Send your payment through the postal service.
- Check
- Money Order
- Send your payment to: Payments P.O. Box 27900 Albuquerque, NM 87125-7900
- Cost of a Stamp
Please Note: A $33 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.
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