Pay Your Bill Your Way

Payment Options

We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.

Bank Account
Online Payment Option

Bank Account

This is a one-time electronic withdrawal from your bank account

  • Checking Account
  • Savings Account
  • Money Market Account
  • Payment Noted Same Day
  • Free
Pay by Mobile App
Online Payment Option

Mobile App

Pay your bill in seconds using the PNM Mobile App.

  • Bank Account (FREE)
  • Credit or Debit Card*
  • Apple Pay*
  • Google Pay*
  • Uses Saved Payment Method

* A $2.00 convenience fee will be added.

Auto Payment

Auto Payment

PNM automatically withdraws your monthly payment from your bank account on the day it is due.

  • Checking Account
  • Savings account
  • No checks to write
  • No stamps to use
  • Works with Budget Billing
  • Free
Paying my PNM bill in person

Western Union

Locations include Smith's, Albertsons, Walgreens, Walmart and others.

  • Pay with Cash
  • Pay with a Debit Card
  • Most Locations Open Late
  • Most Locations Open on Weekends
  • Free
Card Payment
Online Payment Option

Card Payment

Make your payment online

  • Credit or Debit Card
  • ATM Card (with a PULSE or STAR logo)
  • Visa®,MasterCard®, Discover®
  • E-check / paperless check
  • Max $1,000 per transaction
  • Payment Noted Same Day
  • $2.00 Fee
Digital Wallet
Online Payment Option

Digital Wallet

Pay your bill using the wallet on your phone.

  • Apple Pay
  • Google Pay
  • Uses KUBRA EZ-PAY®
  • Uses Saved Payment Method
  • $2.00 Fee
Pay By Text

Pay By Text

Pay by simply responding to a text message from PNM PayByText.

  • Uses KUBRA EZ-PAY®
  • Uses Saved Payment Method
  • Text Come 3 Days Before Your Bill is Due
  • Simply reply with the unique code to make your payment
  • $2.00 Fee
Pay By Phone

Pay By Phone

Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.

  • Pay by Electronic Check
  • Pay by Credit Card
  • Pay by Debit or ATM Card
  • Very Secure System
  • $2.00 Fee
Online Banking
Online Payment Option

Online Banking

Use your bank's online bill-pay services to set up a one-time payment

  • Checking Account
  • Sign up at your bank's or credit union's website
  • Payee: PNM, PNM Electric, or Public Service Company of New Mexico
  • Fees Vary
Paying my PNM bill in person

PNM Payment Centers

Locations across the state

  • Pay In Person
  • Pay with Cash
  • Pay by Check
Pay By Mail

Pay By Mail

Send your payment through the postal service.

  • Check
  • Money Order
  • Send your payment to: Payments P.O. Box 27900 Albuquerque, NM 87125-7900
  • Cost of a Stamp

Please Note: A $33 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.

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