Compare Payment Options

Payment Option	Cost	Automatic Payment?	Pay With	Ways to get bill	More Information
Online from checking, savings, or money market account One-time, electronic withdrawal from your bank account	Free	No	Checking, savings, or money market account	Email or Paper View bill online	Log in to My PNM to make a free online payment
Online or by phone with a credit, debit or ATM card Single payment online or over the phone at (888) DIAL-PNM	$2.95	No	Visa^®, MasterCard^®, American Express^® or Discover^® card ATM card (with a PULSE or STAR logo) E-check / paperless check	Email or Paper View bill online	Great for last-minute payments Maximum payment - $1000 per transaction
Automatic Payment Payments are automatically deducted from your bank account every month.	Free	Yes	Checking or savings account	Email or Paper View bill online	No checks to write or stamps to use Sign up online or mail us a completed form Works with Budget Billing
Your bank's website Use your bank's online bill-pay services.	Varies	No	Checking account	Email or Paper View bill online	Sign up at your bank's or credit union's website. Payee: PNM, PNM Electric, or Public Service Company of New Mexico
In person at Western Union Dozens of locations throughout our service area.	$1	No	Cash, Check	Email or Paper View bill online	Many locations open late and on weekends.
Drop off at Wells Fargo Drop off your payment in a sealed envelope.	Free	No	Check, Money order	Email or Paper View bill online	Over 50 branches throughout our service area. Collection boxes located inside branches.
Mail to PNM	Postage	No	Check, Money order	Email or Paper View bill online	PNM mailing address
Please note: a $15 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned due to insufficient funds.