Billing and Payment Options

Compare payment options

See which payment method is best for you

Online or over the phone

• Pay online from your checking, savings or money market account (Free).

  Make a free, one-time payment online

  
  
• Pay online with a credit, debit or ATM card ($2.95 fee).
  • Pay with:
    • Visa credit or check card
    • MasterCard^®
    • Discover^®
    • ATM card with PULSE or STAR logo
    • Electronic check
• Convenience fee of $2.95 is charged by Western Union Speedpay, the authorized payment processor for this service. Why is there a fee?

Make a payment by credit, debit, or ATM card now (Western Union Speedpay)



• Make a one-time payment over the phone by calling 888-342-5766 (888-DIAL-PNM) ($2.95 fee).
• Pay by credit card, debit or ATM card, or electronic check.
• Convenience fee of $2.95 is charged by Western Union Speedpay, the authorized payment processor for this service. Why is there a fee?

Automatic withdrawals

Set up Automatic Bank Draft to have your payments automatically deducted from your savings or checking account.

• Free
• One-time set up
• Works with paperless bill

Find out more about Automatic Bank Draft

Your bank's Web site

Use the online bill pay services at your bank or credit union to pay your PNM bill.

In person at Western Union or Wells Fargo

Pay your electric bill at Western Union or drop your payment off at a Wells Fargo branch.

Locate a Western Union or Wells Fargo

U.S. mail address

PNM
P.O. Box 17970
Denver, CO 80217-0970

In person at a payment center

Find a walk-in payment center

Get help paying your bill

Find out about PNM Good Neighbor Fund
Find out about LIHEAP

Paperless billing

New paperless bill option replaces PNM E-Bill. Automatic, recurring payment set up not required.

Find out more about paperless bill

Budget Billing

Arrange to have your PNM bill stay the same from month-to-month.

Find out more about Budget Billing